Various insurance services from numerous insurance companies are used globally. Insurance is defined as "transfer of the risk of a loss, from one entity to another in exchange for money". Hot Insurance is responsive Joomla template that presents an imaginary insurance company. This template can be used for development of any business website. It contains elements most commonly used in such websites.

• Responsive template, based on clean HTML5/CSS3 code, and powered by Sparky Framework 2.0 for Joomla.
• 5 pre-defined color styles. All colors are easily customizable from the Sparky options (infinite color options).
• Customization of the template's layout and adding/removing module positions is easy. It's powered by Sparky's drag'n'drop Layout Editor. Change layout and element's dimensions easily whenever you need.
• We included several responsive Joomla modules with this template. Hot Swipe Carousel, Hot Counters, Hot Slicebox, Hot Responsive Lightbox and Hot Maps module. We also included Rapid Contact module for contact form. All these modules are included with this template without additional fees (you save $15 per commercial module). They are styled and configured for this template.
• Video background container available. It lets you include your video easily.
• HotStart (SQL dump) available with both single purchase or membership plan. It copies template with all extensions and demo pages easily.
• Unlimited number of module positions can be added easily within Layout Editor of Sparky Framework, if needed.
• PSD source file and fonts are included.
• Total control of all menus through the framework. You can set functionalities and style of all your menus and drop them directly into the layout. Top menu with drop-down sub-levels is included. The top menu converts to a button for easier navigation on the mobile devices.
• This template is tested with Firefox, Chrome, Safari, Opera and IE9+ browser. It's also tested on iOS and Android mobile devices.
• Support for RTL (right-to-left) languages.